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Why So Many South Africans Feel They Can’t Live Without Debt
November 20, 2025
Why so many South Africans feel debt is unavoidable, how rising living costs and a credit culture create pressure, and how living within your means and working with an NCR registered Debt Counsellor can help you regain control...Continue Reading
How Balloon Payments Affect Your Debt Review Process
November 6, 2025
How balloon payments affect debt review in South Africa—what they are, how they’re treated under the NCA, risks, protections, and smart alternatives...Continue Reading
Why Debt Review Works When Nothing Else Does
October 21, 2025
Struggling under unmanageable debt? Discover how Debt Review (under the National Credit Act) creates legally-backed repayment plans, smaller monthly payments, and protection from legal action — giving consumers breathing space and a realistic path to becoming debt-free...Continue Reading
What Is a Clearance Certificate (Form 19) in Debt Review — and Why You Need One
October 21, 2025
 in Debt Review and Why You Need One/image.png)
Learn what a Clearance Certificate (Form 19) in South Africa is, why you need it, and how to get one — paid-up letters, home-loan confirmation, and steps with your debt counsellor...Continue Reading